Women and Retirement Women must be ready to spend, on average, more years in retirement than men. Share | Related Content Ready for Retirement? Are you ready for retirement? Here are five words you should consider. What Is a Roth 401(k)? Roth 401(k) plans combine features of traditional 401(k) plans with those of a Roth IRA. An Inside Look at Retirement Living A number of questions and concerns need to be addressed to help you better prepare for retirement living.